🛡️ About the Accident Insurance Product
Have you ever wondered what are the chances of getting injured during your everyday life?
Even the most careful people may encounter unexpected situations:
❄️ Roads covered in ice due to poor snow removal
🚗 Inexperienced drivers losing control of the vehicle
🍽️ Poor-quality ingredients delivered to your favorite restaurant
📌 In insurance terms, an accident is defined as a sudden, short-term external event that harms the insured's health, may result in disability or even death.
📋 What does accident insurance cover?
🧬 Life insurance
🏥 Health insurance
⚰️ Death insurance
💊 Treatment coverage
⚙️ How does accident insurance work?
After an insured event occurs, the insurance company pays a fixed percentage of the insured amount, based on the severity of the event.
In case of disability — up to 100% of the insured amount, depending on the level.
In case of death — 100% of the insured amount is paid to the beneficiaries.
🔥 Covered risks
Frostbite, burns (thermal, chemical), electrocution, lightning strike
Asphyxia caused by a foreign object in the airways
Injuries at home or workplace
Acute accidental poisoning with chemicals
Anaphylactic shock
Disability
Death
Other serious cases
🗓️ Insurance validity period
From 1 month up to 1 year
💰 How is the premium calculated?
Based on:
👤 The insured’s profession
🔧 Type of occupation
🗓️ Insurance duration
💵 Insured amount
🧾 Available insurance types
Individual accident insurance
Employee group accident insurance
📞 Contact us for more information
You can sign a policy in person or by phone:
📍 Chișinău, str. Grigore Vieru 9, office 109
📞 079 044 443 / 076 744 446
🚗 Free delivery within Chișinău
