An ambulance in Germany costs €100–300. A doctor's visit in the US — from $200. A 10-day travel insurance policy can cost as little as €3. Get your policy online through Superpolis and travel without the risk of facing a medical bill you didn't plan for.
What Is Travel Health Insurance?
Travel health insurance covers the cost of emergency medical care if you fall ill or get injured while outside Moldova. When a claim occurs, the insurer either pays the clinic directly or reimburses your out-of-pocket costs on return.
When Is Travel Health Insurance Mandatory?
For a Schengen visa, travel health insurance with a minimum coverage of €30,000 is a mandatory requirement for the entire duration of the trip. Without a valid policy, the consulate will refuse the visa application.
For other destinations, insurance may not be formally required, but it is strongly recommended: even minor health issues abroad can result in bills totalling thousands of euros.
What Does Travel Health Insurance Cover?
- Transport to the nearest medical facility
- Hospitalisation and inpatient treatment
- Medications and dressings
- Surgical interventions and anaesthesia
- Physiotherapy procedures
- Resuscitation
- Medical escort
- Medical repatriation — return to Moldova in serious cases
- COVID-19 — diagnosis, treatment, and resuscitation within the insured sum
How Much Does Travel Health Insurance Cost?
The price is calculated individually based on several factors. Calculate your exact price on Superpolis in seconds.
Cost by Destination
- Post-Soviet countries — lowest rates
- EU countries — mid-range costs
- Other countries — high rates
- United States of America— the highest rate
Other Price Factors
- Age of the insured — travellers over 65 pay more due to higher medical risk
- Purpose of travel — standard tourism is cheaper than trips involving physical work, amateur or professional sport
- Insured sum — the higher the coverage limit, the more expensive the policy
- Duration — from a few days to 1 year
If your trip involves physical work, skiing, sports competitions or professional sport — always specify this when getting a quote. A standard policy does not cover these risks.
How to Get Travel Health Insurance Through Superpolis?
- Go to the Health Insurance section on the Superpolis website
- Enter destination country, travel dates, age and trip purpose
- Compare offers from trusted insurers
- Order your policy and receive it by email or courier
Why Get Travel Insurance Through a Broker?
Superpolis.md is a licensed insurance broker working with Moldova's leading insurance companies, not an agent of a single company. You compare conditions from several leading insurers at once and choose the best balance of price and coverage.
- Real choice, not a single offer — compare proposals from multiple top insurers
- Claims support — we help with documents and insurer communication even from abroad
- Only verified companies — only licensed insurers are represented on the platform
What to Do in Case of a Medical Emergency Abroad?
- Call the Assistance Centre — the number is on your policy
- Provide: policy number, validity period, emergency description, contact phone number and country
- The insurer will arrange assistance or direct you to a partner clinic
If you paid for treatment yourself — keep all receipts, prescriptions and medical documents. On returning to Moldova, submit a reimbursement claim — the insurer will compensate your expenses based on the documents.
Frequently Asked Questions About Travel Health Insurance
Is travel health insurance mandatory for a Schengen visa?
Yes. A Schengen visa requires travel health insurance with minimum coverage of €30,000 for the full duration of the trip. Without a valid policy, the consulate will refuse the visa.
Does the policy cover COVID-19?
Yes. Most modern policies include COVID-19: diagnosis, treatment, resuscitation and medications within the insured sum. Verify this when getting your quote.
What if I paid for treatment myself?
Keep all documents: receipts, prescriptions, medical reports. On return to Moldova, submit a reimbursement claim to the insurer — expenses will be compensated based on the documents.
Can a traveller over 65 get insured?
Yes. Insurance can be issued for any age. For travellers over 65, the rate is higher — standard practice across all insurers due to increased medical risk. Calculate your exact price on the website.
For what period can you get medical insurance?
The duration depends on the insurer and the specific policy terms — typically from a few days up to 1 year. Choose a period that fully covers the duration of your stay abroad.
What is NOT covered by the policy?
- Medical treatment in the Republic of Moldova
- Healthcare costs in the insured's country of citizenship
- Countries with active military conflicts
- Planned treatments and non-emergency procedures
- Insured events occurring while under the influence of alcohol or narcotic substances
