Why doesn't RCA insurance have a fixed price like the Green Card? What factors influence the price formation and why? More often, the previous year the insurance was cheaper? We will answer these questions and more in this article.
The price of domestic insurance is made up of the following factors:
If you are domiciled in Chisinau or neighboring localities in the districts of Hincesti, Orhei, Straseni, Ialoveni, Anenii Noi and Criuleni, the price of insurance increases compared to other cities. Why? Everything is simple! Because the probability of an accident occurring is higher due to traffic.
- Age. If you are under 23 and have less than 2 years of driving experience, if you are under 23 and have more than 2 years of driving experience, if you are over 23 and have less than 2 years of driving experience, if you are over 23 and have more than 2 years of driving experience
- Your driving experience, and how many times you have been insured (or added to the list of drivers)
- Driving experience and bonus-malus for drivers included in the insurance
- If you have been a driver for 10 years already, but have not taken out third-party liability insurance on yourself, then the price will be standard, without bonus-malus application
- Accidents in which the insured was found guilty. If you are the culprit of an accident, then the bonus-malus (reduction) is reduced by a few points
- Type of means of transport, cylinder capacity and weight
On our website you can calculate the approximate price. The most accurate price will be announced after the insurer enters the data into the RCAdata system. RCAdata is a government system that connects and synchronizes with other government programs. This program knows for sure if you had an accident, when, how many years you insured the means of transport and much more.
If you have any questions, please call and we will be happy to answer all your questions. 076744446, 079044443 or you can write to us on WhatsApp or Viber