In brief: Online insurance in Moldova allows you to calculate the cost of a policy, choose the right coverage, pay online, and receive your insurance document without visiting an office. Through Superpolis.md, you can purchase or request various types of insurance, including RCA, Green Card, travel medical insurance, CASCO, property insurance, and personal accident insurance. For mandatory motor insurance products such as RCA and Green Card, policy data is processed through the RCA Data information system, and the validity of the policy can be verified online.
More and more people are choosing to buy insurance online—without queues, office visits, or waiting for an insurance consultant. For residents of Chișinău and other cities across Moldova, this is especially convenient when they need to renew an RCA policy, obtain a Green Card before traveling abroad, purchase travel medical insurance, or request a CASCO quote. While buying insurance online does not eliminate the need to review the policy details and contract terms carefully, it makes the entire purchasing process significantly easier.
On Superpolis.md, you can choose the type of insurance you need, fill in your information, receive professional advice, and purchase a policy directly through the website. This is particularly useful for anyone looking for insurance online in Chișinău, comparing offers, or wanting to receive an insurance policy with minimal effort.
In this guide, we'll explain which types of insurance can be purchased online, how the digital application process works, what documents you'll need, how secure online payments are, how to receive an electronic policy, and how to verify its validity.
What types of insurance can be purchased online?
Online insurance is no longer limited to RCA. Today, through an insurance broker's website, you can purchase or request nearly every major type of insurance needed by drivers, travelers, families, and property owners. Superpolis offers a comprehensive range of insurance products for both individuals and businesses.
- RCA – mandatory motor third-party liability insurance for vehicle owners in Moldova;
- Green Card – international motor insurance required when traveling abroad by car;
- Travel medical insurance – insurance for international travel, visa applications, trips to Europe, and other destinations;
- CASCO – voluntary insurance protecting your own vehicle against damage, theft, and other risks;
- Property insurance – protection for apartments, houses, real estate, and other property;
- Personal accident insurance – financial protection in the event of injuries, disability, or other consequences of an unexpected accident.
→ Find the right insurance policy on Superpolis.md
How online insurance works
The online insurance process is straightforward. The customer selects the type of policy, enters the required information, receives a quote or consultation, reviews the policy terms, pays for the policy, and receives the insurance document electronically or through another available delivery method. Some insurance products are issued entirely online, while more customized policies may require consultation with an insurance specialist.
- Select the insurance product you need on the website.
- Enter the details of the vehicle, policyholder, traveler, property, or other insured object.
- The system or an insurance specialist calculates the premium based on the information provided.
- Review the policy terms, coverage period, territorial coverage, insured amount, and exclusions.
- Once everything is confirmed, complete your order and pay online if this option is available for the selected product.
- Receive your insurance policy by email, through your personal account, by courier, or during an in-person meeting if the product requires additional verification or inspection.
It is important to understand the difference between simply submitting an online request and receiving a fully digital insurance policy. For example, RCA and Green Card policies are integrated with the RCA Data information system, which processes mandatory motor insurance documentation. More complex products, such as CASCO or property insurance, may require additional information, photographs, a vehicle or property inspection, or consultation with a specialist.
→ Learn how to order insurance online through Superpolis.md
What documents are required?
The list of required documents depends on the type of insurance. When purchasing insurance online, it is important to enter your information exactly as it appears in your official documents rather than relying on memory. An error in your personal identification number, vehicle registration certificate number, passport details, or email address may delay the issuance of your policy or result in an incorrectly generated document.
Insurance type | Documents typically required |
RCA | The owner's personal identification number or tax ID, vehicle registration certificate number, vehicle details, and proof of the right to use the vehicle if it is operated under a power of attorney, lease, or rental agreement. |
Green Card | Vehicle registration certificate, owner's details, travel period, and the territorial coverage of the policy. |
Travel medical insurance | Traveler's details exactly as shown in the passport, date of birth, destination country or region, travel dates, coverage amount, and personal identification number. |
CASCO | Vehicle details, year of manufacture, vehicle value, driver's information, desired coverage, deductible; a photo inspection is required. |
Property insurance | Property address, proof of ownership, owner's details, property characteristics, and a photo inspection. |
If you are unsure which information is required in your particular case, it is best to request a consultation before making payment. This is especially important for company vehicles, leased or rented vehicles, CASCO, property insurance, and family travel medical insurance policies.
How secure is online payment?
Online payment is secure provided that you purchase your insurance through the official website, verify the website address, and use secure payment methods. Never enter your card details if the website address looks suspicious, there is no secure connection, or the page was opened through an unknown link received via a messaging app.
Before making a payment, check the following:
- whether the website address is correct;
- whether the owner's, vehicle's, or traveler's details are accurate;
- whether the policy start and end dates are correct;
- whether the correct insurance product has been selected;
- whether the total price is clear and accurate;
- whether you have received an order confirmation and the broker's contact details.
It is also important never to send your bank card details through chat applications or share payment confirmation codes with third parties. If you need assistance, an insurance consultant can explain the application process, but payment should always be made only through the official payment system provided on the website.
How to receive your electronic policy
Once your application has been successfully processed, your policy may be sent to your email address, made available for download, or stored in your personal account. For certain insurance products, the policy may also be delivered by courier or handed over by a company representative if the product requires additional consultation or a photo inspection.
Electronic policies are particularly convenient for RCA, Green Card, and travel medical insurance. You can save the policy on your phone, email it to yourself, store it in cloud storage, and print it if necessary. When traveling abroad, it is recommended to have access to the document even without an internet connection.
For RCA and Green Card policies, registration in the official systems is essential. RCA Data is the information system through which mandatory motor insurance documents are processed and policy information is stored. Therefore, when purchasing insurance online, it is important not only to receive the PDF document but also to ensure that the policy has been correctly issued and can be verified through the official system.
Can you purchase insurance at night or on weekends?
One of the main advantages of online insurance is that you can submit an application at any time. The website is available at night, on weekends, and during public holidays. This is particularly convenient if you remember you need insurance shortly before a trip, your RCA policy is about to expire, or you need to submit your information quickly to receive a quote.
However, the actual issuance of certain insurance policies may depend on the insurance company's business hours, payment processing, technical data processing, or the need for consultation with a specialist. Standard products can usually be issued more quickly, while customized policies, such as CASCO or property insurance, may require additional review and approval.
→ Submit an online request for insurance selection on Superpolis.md
Advantages of buying insurance online instead of visiting an office
Online insurance does not always replace the need for professional advice, but in most cases it saves time and makes the entire process more convenient and transparent. Customers can compare different options, review policy details, ask questions, and complete their purchase without traveling to an office.
- Time-saving: no need to visit an office or wait in line.
- Accessibility: submit your application from home, the office, or while on the go.
- Transparency: review the price, policy dates, personal details, and coverage terms before making payment.
- Convenient storage: an electronic policy can easily be saved on your phone or in your email.
- Fast communication: an insurance consultant can contact you to clarify any necessary details.
- Wide range of products: one platform provides access to RCA, Green Card, travel medical insurance, CASCO, property insurance, and personal accident insurance.
The online format is also beneficial for the insurance broker. The specialist can immediately review the information provided in the application, better understand the customer's needs, and recommend the most suitable insurance solution. This is especially important when a policy is needed urgently or when the customer is unsure which type of insurance to choose.
Common mistakes customers make
Most issues related to online insurance are caused not by the digital process itself but by inaccurate or incomplete information entered during the application. Before submitting your application or making payment, carefully review all the information you have provided.
- Incorrect personal information. Your first name, last name, date of birth, personal identification number, and passport details must exactly match your official documents.
- Incorrect vehicle registration certificate number or vehicle details. For motor insurance, an error may cause the system to retrieve information for a different vehicle or owner.
- Incorrect policy start date. If you need your insurance to become effective on a specific date, make sure you select and verify the correct start date in advance.
- Choosing the wrong coverage territory. For Green Card and travel medical insurance, it is important that the policy covers your entire trip and all countries on your itinerary.
- Selecting the cheapest option without reviewing the policy terms. A lower price does not always provide adequate protection. Always review the coverage, exclusions, limits, and deductible.
- Incorrect email address or phone number. If your contact details are entered incorrectly, you may not receive your policy or important updates regarding your application.
How to verify the validity of an online insurance policy
The verification process depends on the type of insurance. For RCA and Green Card policies, the information is linked to RCA Data, allowing the policy status to be verified through official digital tools. This is particularly important if the policy was purchased online or if you want to make sure your information has been correctly registered.
- Verify the policy number and the policyholder's information.
- Check the vehicle registration number or the insured person's details.
- Confirm the policy's effective and expiration dates.
- Make sure the territorial coverage matches your trip or the insured property.
- Save the PDF version of the policy and the payment confirmation.
- If necessary, contact your insurance broker or insurer to confirm the policy details.
For motor insurance, it is also advisable to verify the policy status through the official RCA Data portal. For other types of insurance, validity is confirmed by the insurance contract, the policy document, the policy number, the insurer's terms and conditions, and proof of payment.
What you should know about the legality of online insurance in Moldova
Purchasing insurance online does not make a policy any less official. The key requirement is that the insurance contract is concluded through a licensed insurance company or an authorized insurance intermediary, and that all information is entered correctly. The insurance market in the Republic of Moldova is regulated by Law No. 92/2022 on Insurance and Reinsurance Activities, while the sector is supervised by the National Bank of Moldova.
Superpolis.md operates as an insurance broker, helping customers choose the most suitable insurance product, submit an application, and obtain an insurance policy. At the same time, the scope of coverage, exclusions, coverage limits, claim settlement procedures, and the actions required in the event of an insured incident are determined by the specific insurance contract and the rules of the selected insurance company.
Frequently asked questions about online insurance
Can I purchase insurance online in Moldova?
Yes. Through Superpolis.md, you can purchase or submit a request for various types of insurance, including RCA, Green Card, travel medical insurance, CASCO, property insurance, and personal accident insurance.
Can I receive my policy without visiting an office?
Yes. For many insurance products, the policy can be issued and delivered electronically. However, certain types of insurance may require a consultation, courier delivery, a photo inspection, or a meeting with a specialist.
Is it safe to pay for insurance online?
Yes, provided that payment is made through the official website using secure payment methods. Before making payment, always verify the website address, the details of your order, and the total price.
Can I purchase insurance at night?
You can submit an application at any time. However, the actual issuance of some insurance policies may depend on technical processing, the insurance company's business hours, or the need for consultation with a specialist.
How can I verify that my online policy is valid?
Check the policy number, the policyholder's information, the policy's validity period, and the territorial coverage. For RCA and Green Card policies, you can use the official RCA Data verification tools.
Which insurance policies are most commonly purchased online?
The most commonly purchased online insurance products are RCA, Green Card, and travel medical insurance. CASCO and property insurance can also be requested online, although they typically require an individual assessment and a personalized quotation.
Choose your insurance online with Superpolis.md
Online insurance in Moldova is a convenient solution when you need to purchase a policy quickly, renew your motor insurance, prepare for a trip abroad, or receive professional advice without visiting an office. The most important steps are choosing the right type of insurance, entering your information carefully, and reviewing the policy terms before making payment.
At Superpolis.md, you can find the insurance solution that best fits your needs—whether you need protection for your vehicle, an upcoming trip abroad, your health, CASCO, your property, or coverage against accidents. Choose the appropriate section, submit your request, or purchase your policy online, and our specialists will help you review the details and select the most suitable option.
→ Purchase RCA insurance online through Superpolis.md
→ Purchase a Green Card online through Superpolis.md
→ Purchase travel medical insurance online
→ Request a CASCO quote
→ Find the right property insurance
→ View all insurance services available at Superpolis