Green Card (Carte Verde) is an international mandatory motor third-party liability insurance policy for drivers traveling abroad. In Moldova, it is required when leaving the country by car, motorcycle, or any other registered vehicle. The policy is valid in 42 countries that are part of the Green Card system and covers damage caused to third parties in road accidents abroad. You can purchase a Green Card policy online in less than 3 minutes.
If you are planning a trip abroad by car, one of the most important documents to prepare in advance is a Green Card. In Moldova, this policy is also commonly referred to as Carte Verde, Green Card, or international car insurance. It is required for drivers who travel outside the country with their own car, motorcycle, truck, or any other registered vehicle.
A Green Card confirms that your civil liability is insured abroad. In other words, if a driver causes an accident in another country, the damage suffered by the injured party will be covered by the insurance company according to the applicable regulations. Without such a policy, your trip may be stopped right at the border, so it is best to arrange it in advance and verify all information before departure.
In this article, we will explain what a Green Card in Moldova is, which countries require it, what factors affect its price, which documents are needed, and how to purchase the policy online through Superpolis.md.
What Is a Green Card?
A Green Card is an international motor third-party liability insurance policy. In principle, it is similar to mandatory RCA insurance, but instead of being valid within Moldova, it applies outside the country. The policy is valid in 42 countries that are members of the international Green Card system, including European Union countries, Turkey, Georgia, Morocco, and others. The current list of participating countries is published on www.cobx.org.
Simply put, a Green Card protects not your vehicle, but your liability toward other road users. For example, if you cause an accident abroad and damage another vehicle, road infrastructure, or third-party property, compensation is paid through the insurance system.
Specifically, a Green Card policy covers:
- Property damage caused to third parties outside Moldova;
- Bodily injury or death of other parties involved in an accident;
- Legal expenses related to claim settlement.
Liability limits are determined by the legislation of the country where the accident occurs. Claims are handled by the Green Card Bureau of the respective country. If the damage exceeds local liability limits, the driver is responsible for paying the difference.
It is important to understand that a Green Card does not replace CASCO insurance. If you want to protect your own vehicle against damage, theft, or other risks, you should consider a separate insurance product. A Green Card is specifically intended for legal international travel and liability coverage toward third parties.
For drivers from Moldova, it is one of the mandatory documents for international travel by car. Therefore, before departure, make sure that the policy has been issued correctly, is valid for the required dates, and covers the country you are traveling to.
Which Countries Require a Green Card?
A Green Card is required when traveling from Moldova to any country that is a member of the international Green Card system. There are currently 42 participating countries, and in Moldova two types of policies are available depending on the destination.
Policy Type | Coverage Area | Typical Use |
Carte Verde for Ukraine | Ukraine only | Border crossings into Ukraine, short visits, and regular business trips. This is the most popular option among Moldovan drivers. |
Carte Verde for All Countries | All Green Card countries, including EU countries, Turkey, Georgia, Morocco, etc. | Travel to Western Europe, holidays, business trips, and transit through Ukraine to EU countries. |
Most Moldovan drivers purchase Green Card policies for trips to Romania, Ukraine, Bulgaria, Italy, Germany, France, and Turkey.
It is important to consider not only your final destination but also your entire route. For example, if you are traveling from Moldova to Italy through Ukraine, you need a policy that covers all countries. A Ukraine-only policy will not cover the rest of your journey through Europe. Choosing the wrong coverage area may make the document unsuitable for your trip. It is best to plan your route in advance and obtain a policy that remains valid throughout the entire journey—from leaving Moldova until returning home.
Can You Cross the Border Without a Green Card?
No. Green Card is a mandatory document for leaving Moldova with a private vehicle. Without a valid policy, you will not be allowed to pass border control, whether traveling to European Union countries or to Ukraine. The document may be checked when leaving Moldova, entering another country, or during roadside inspections while traveling.
Even if the trip is short and you plan to return on the same day, the policy is still required. The duration of the trip does not eliminate the insurance requirement.
Possible consequences of attempting to travel without a policy or with an expired one include:
- Refusal to cross the border, requiring you to return and purchase a policy;
- Fines imposed by the destination country, depending on local legislation;
- Personal financial liability for an accident if the policy expires during the trip and an accident occurs;
- Loss of time and disruption of travel plans, especially critical for commercial transportation and multi-stop tourist trips.
For this reason, it is not advisable to postpone purchasing the policy until the last moment. Today, a Green Card in Moldova can be purchased online without visiting an office, waiting in line, or making unnecessary phone calls. This is especially convenient if your trip is planned unexpectedly or if you remember the insurance only shortly before departure.
Ready to purchase a policy? Calculate the cost of Carte Verde →
What Determines the Cost of a Green Card?
Many drivers want to know in advance how much a Green Card costs in Moldova. However, there is no universal price for all situations. The cost is calculated individually based on several factors. For an accurate quote, it is best to use the online calculator on superpolis.md.
Factor | Impact on Price |
Coverage Area | A policy valid only for Ukraine is cheaper than one covering all Green Card countries. |
Policy Duration | From 15 days to 1 year. The longer the duration, the lower the daily cost of coverage. |
Vehicle Type | Passenger cars, trucks, motorcycles, and buses each have their own base tariff. |
Vehicle Category | Technical characteristics affect the applicable tariff category. |
Insurance Company | Rates vary between insurers, and the broker compares available offers. |
An important detail regarding tariffs: Green Card rates are set in euros and converted into Moldovan lei according to the official exchange rate of the National Bank of Moldova (BNM) on the date the policy is issued. This means that the price in lei may fluctuate slightly from day to day as exchange rates change.
When choosing a policy, do not focus solely on the lowest price. It is important that the insurance genuinely suits your trip, covers the required country, remains valid throughout your stay abroad, and is issued without any errors in the policy data.
For How Long Can You Purchase a Green Card?
In Moldova, a Carte Verde policy can be issued for a period ranging from 15 days to 1 year. The specific duration is selected in the online calculator, depending on how long the vehicle will remain outside the Republic of Moldova. For short trips, drivers usually choose the minimum period. For frequent travel or extended stays abroad, a longer-term policy is generally more convenient.
If you travel abroad several times a year, an annual policy is almost always more cost-effective than purchasing multiple short-term policies, as the cost per day of coverage decreases with a longer validity period.
Before purchasing the policy, it is important to specify the correct start date. If you are leaving today, the policy must become active today. If the start date is later, the insurance will not be valid when crossing the border.
It is also worth considering possible delays. A trip may last longer than planned due to traffic jams, border queues, route changes, or personal circumstances. Therefore, in some cases, it is wise to purchase a Green Card with a small date buffer to avoid finding yourself abroad without valid insurance coverage.
What Documents Are Required?
Only a minimum set of documents is required to obtain a Green Card policy in Moldova:
- The vehicle registration certificate, which contains all technical information necessary for tariff calculation;
- The owner's details, including personal information about the registered vehicle owner;
- Trip information, including the policy start date, insurance period, and destination country or coverage zone.
An important requirement is that the vehicle must be registered in the Republic of Moldova. A Green Card can only be issued for vehicles with Moldovan registration plates.
It is essential to enter all information carefully. An error in the license plate number, VIN code, or owner details may create problems during inspections. Do not complete the application form from memory—always verify the information against official documents.
If the vehicle belongs to someone else, you must still provide the correct owner and vehicle information. If necessary, clarify in advance which details are required for policy issuance.
How to Get a Green Card Online
Obtaining a Green Card through Superpolis takes less than 3 minutes. There is no need to visit an office, wait for an agent, or adjust your schedule to business hours—everything can be done online.
The process is simple:
- Go to the Green Card section on superpolis.md.
- Select the coverage zone — Ukraine only or all Green Card countries.
- Choose the policy validity period.
- Enter the vehicle and owner information.
- Compare offers from leading insurance companies.
- Complete the order and choose how you want to receive the policy.
- Pay online using a bank card (Visa, Mastercard, Google Pay, Apple Pay) or choose cash payment upon delivery.
- Receive your policy — either by courier in Chișinău (free delivery) or electronically by email.
The main advantage of online issuance is speed and convenience. You can calculate the Green Card price in advance, carefully verify all information, and purchase the policy whenever it is convenient for you.
This is particularly useful for urgent trips. If you are leaving tomorrow—or even today—online issuance allows you to solve the insurance issue quickly without spending time visiting offices.
How to Receive the Policy After Payment
After placing your order, a Superpolis representative will call the phone number you provided to confirm the information and delivery details.
You can receive the policy in one of two ways:
- As an electronic version sent by email, which can be viewed on your phone or printed;
- As a paper original delivered by courier. Delivery is free within Chișinău and its suburbs.
The electronic Carte Verde certificate can be used in digital format. According to information from the National Bureau of Motor Insurers of Moldova (BNAA), starting from January 1, 2025, the Green Card system allows insurance certificates to be used as electronic PDF documents displayed on a technical device such as a smartphone or tablet. This means that drivers are not required to print the policy on paper, provided that the certificate has been issued correctly and can be presented for verification. At the same time, Green Card certificates are issued under the guarantee of the National Bureau of Motor Insurers of Moldova (BNAA), and they are provided through insurance companies that are members of the bureau. This means that:
- Any inspector or insurer can verify your Green Card online at any time;
- Policy data is automatically transmitted to government systems;
- An online policy has the same legal validity as a policy issued in the office of any insurance company.
You can verify the validity of a Carte Verde policy through the official service rca.bnm.md.
Before traveling, check the following information on your policy:
- Vehicle registration number;
- Policy validity period;
- Insurance start date;
- Coverage territory;
- Owner information;
- Insurance company details.
It is better to review these details immediately after receiving the document rather than shortly before reaching the border. If there is an error, it should be corrected in advance. The sooner you identify an inaccuracy, the easier it will be to resolve.
Although the electronic format is convenient, unexpected situations can arise while traveling. Your phone may run out of battery, internet access may be unavailable, or the document may need to be presented quickly. For this reason, keeping a printed copy is always a good idea.
What If Your Trip Is Urgent?
If your trip is urgent, there is no need to panic. A Green Card can be issued online within minutes if you have your vehicle documents available and know your travel route.
In this situation, follow these steps:
- Prepare the vehicle registration certificate.
- Determine the destination country and any transit countries.
- Select the correct coverage area — Ukraine only or all Green Card countries.
- Choose a validity period with a small safety margin.
- Carefully enter all information.
- Verify the policy start date.
- Pay for the policy.
- Receive the electronic policy by email — this is sufficient for border crossing.
The most common mistake when obtaining urgent insurance is rushing through the process. Drivers may enter an incorrect license plate number, choose the wrong start date, or purchase a policy for too short a period. Therefore, even if your trip is urgent, it is worth spending a few extra minutes reviewing the information carefully.
If anything is unclear, Superpolis specialists can assist you by phone at 076 744 446 or 079 044 443.
Need help choosing the right policy? Get advice from an insurance broker →
Common Mistakes When Purchasing a Green Card
When purchasing a Green Card policy, drivers often make the same mistakes.
The first mistake is choosing the wrong coverage area. For example, a person purchases a policy valid only for Ukraine but plans to continue traveling to European Union countries. In this case, the Ukrainian policy will not be valid outside Ukraine, and problems may arise at the border of another country.
The second mistake is entering incorrect vehicle information. Even a minor typo in the registration number or VIN code can raise questions during document inspections.
The third mistake is choosing a validity period that is too short. If the trip is extended, the policy may expire before you return to Moldova. It is always advisable to include a small time buffer.
The fourth mistake is purchasing the policy at the last minute without checking the details. Online issuance is indeed fast, but that does not mean information can be entered carelessly.
The fifth mistake is choosing a policy based solely on price. Cost is important, but it is even more important that the policy matches your travel needs. A cheaper option will not help if it does not cover the required country or has been issued for incorrect dates.
The sixth mistake is forgetting that a separate RCA policy is required for driving within Moldova. Carte Verde does not replace RCA, and both documents are necessary if you intend to drive both in Moldova and abroad.
Why It Is Convenient to Purchase a Green Card Through Superpolis
Superpolis.md is a licensed insurance broker in Moldova. This means that the company does not issue policies itself but acts as an intermediary between drivers and the country's leading insurance companies. The activities of insurance brokers in Moldova are regulated by the National Commission for Financial Markets (CNPF). The legal entity behind Superpolis is Practic-Asig SRL.
What do you get when purchasing through a broker?
- Comparison of prices from multiple insurers in one place, without having to contact each company individually;
- No additional broker fees — the policy costs the same as when purchased directly from the insurer;
- Professional support during the purchasing process — if anything is unclear, you can call 076 744 446 or 079 044 443;
- Choice between an electronic and a paper policy — the electronic version is delivered immediately by email, while the paper original is delivered free of charge by courier within Chișinău;
- Flexible payment methods — online by card (Visa, Mastercard, Google Pay, Apple Pay) or cash upon delivery;
- Policy registration in the state RCA Data system with instant online verification;
- No office visits required — policy issuance, payment, and delivery are all completed online.
This format is particularly useful before vacations, business trips, visits to relatives, work-related travel, or journeys involving transit through multiple countries. All you need to do is prepare your documents in advance and carefully verify the information before payment.
Frequently Asked Questions
How much does a Green Card policy cost in Moldova?
The price depends on the coverage area, policy duration, and vehicle type. There is no universal price. The exact cost for your vehicle can be calculated in just a few seconds using the calculator on superpolis.md. Tariffs are established in euros and converted into Moldovan lei according to the official BNM exchange rate on the date of policy issuance.
Are Carte Verde and Green Card the same thing?
Yes. “Carte Verde,” “Green Card” are simply different names for the same international motor third-party liability insurance policy.
Is a Green Card required for a trip to Romania?
Yes. Green Card is mandatory for entering Romania by vehicle from Moldova. Without a valid policy, border control authorities will not allow the vehicle to enter. For Romania, you need a policy covering all countries, since Romania is a member of the European Union.
What is the difference between the Ukraine policy and the European policy?
The Ukraine policy is valid only within Ukraine and is less expensive. The all countries policy is valid in all 42 countries of the Green Card system. If you travel through Ukraine to an EU country, you need the European option, as the Ukraine-only policy will not cover the remainder of your journey.
Can I purchase a Green Card on the day of departure?
Yes. Online insurance takes less than 3 minutes. The electronic policy will be delivered by email and is sufficient for crossing the border. The most important requirement is that the policy start date must not be later than your departure date.
What should I do if my Green Card expires while I am abroad?
The policy should be renewed before the current one expires. This can be done online directly from abroad. All you need is the vehicle registration certificate and the owner's details. Driving abroad with an expired Carte Verde may result in fines and personal financial liability for any accident.
Can I purchase a Green Card for someone else's vehicle?
Yes. The policy is linked to the vehicle, not to the driver. To purchase it, you need the vehicle registration certificate and the owner's information. The main requirement is that the vehicle must be registered in Moldova.
How can I check whether my policy is valid?
The validity of a Carte Verde policy can be verified through the official service rca.bnm.md. All policies issued through Superpolis are registered in the state RCA Data system, so verification takes only a few seconds.
What is the difference between Green Card and RCA?
RCA is mandatory motor third-party liability insurance valid within Moldova. Green Card is its international equivalent for travel abroad. One policy does not replace the other: For driving within Moldova, you need RCA; For traveling abroad, you need a Green Card in addition to RCA.
Purchase a Green Card Online
If you are planning to travel abroad by car, do not postpone arranging your insurance until the last minute. Green Card is required for legally crossing the border and for worry-free travel outside Moldova.
On Superpolis.md, you can calculate the price, compare offers from multiple insurance companies, and purchase a Green Card online in less than 3 minutes. The policy can be delivered electronically by email or as a paper copy by courier — whichever you prefer.
Purchase Carte Verde Online →
Need advice? Superpolis specialists will help you choose the most suitable policy for your route.